FreeSolo puts where you stand, your goal, the gap, and your assumptions on one page you own. It shows what is possible on paper given the assets and numbers you enter. It does not choose investments or provide the strategy required to reach the illustrated result.
Get the Excel + PDF kit — $39 One-time purchase · No bank login · No subscription · Educational onlyA useful retirement conversation starts with a picture you understand. FreeSolo helps you write that picture before anyone recommends a product or a strategy.
You enter approximate balances and your own assumptions. The workbook brings them together into a one-page output: where you stand now, the goal, the gap, and what the math illustrates under those assumptions.
That is the picture. It is not the path.
A qualified financial advisor, ideally a CFP, can help with the other half: investment strategy, tax execution, rebalancing, and the year-to-year work of getting from here to there. FreeSolo helps you take charge of the end result, question the assumptions, and interview that person with a clear destination in hand.
The output is one printed or saved page, built from the figures you enter.
The formulas and assumptions remain visible. The illustrated result is not a guarantee, a recommendation, or an investment strategy.
The PDF companion is print-friendly. It is not a fillable AcroForm. Enter figures and work with formulas in the Excel workbook.
A compact educational worksheet kit for building a retirement picture you can read, keep, question, and take into an advisor meeting.
FreeSolo does not replace a qualified advisor. It gives you a clearer position from which to choose one.
Bring the one-page picture to the meeting. Ask the advisor to explain the strategy, costs, conflicts, tax work, rebalancing rules, and assumptions in plain language. Decide whether the destination makes sense. Decide whether the proposed path is credible. Keep the written answers.
The included 14-question checklist is not a matchmaking service and does not endorse an advisor. It helps you interview one hard enough to hear the difference between a clear answer and a sales answer.
Plan on about 45–60 minutes for the first pass, then about 30 minutes for an annual review.
If you need investment selection, tax planning or execution, portfolio management, rebalancing, estate or legal guidance, or help with a complex pension or equity-compensation situation, the kit is not enough by itself. Use the picture to define the questions. Then consult a qualified professional for the path.
Own the picture. Then interview the path. A short PDF on fiduciary vs salesperson, the 14 questions (with pointers to the free checklists), and red flags worth walking from.
Direct download · No email required · Educational only
No. It is an educational worksheet kit that shows the picture: where you stand, the goal, the gap, the assumptions, and what is possible on paper given the assets and numbers you enter. It does not provide investment strategy, tax execution, rebalancing, or the means to achieve illustrated returns.
No. It does not recommend funds, securities, products, allocations, or advisors.
No. A qualified financial advisor, ideally a CFP, can help build and execute the path from here to there. FreeSolo helps you own the picture, test the destination and assumptions, and ask sharper questions.
No. You enter approximate balances manually. FreeSolo does not require a bank login or account linking.
No. The free advisor guide downloads with one click — no email, no phone number, no account. FreeSolo never links to your accounts or sees your portfolio. You own the picture; nothing about you leaves your machine unless you choose to share it.
FreeSolo Financial is founded on a plain idea: it sucks to have to hire a financial advisor. So we built a way to own your retirement picture first — then interview the path hard — without handing over your accounts, your email, or your trust by default.
No. The price is $39 one-time. You keep the downloaded files.
The kit includes the 14-question Questions to Ask Your Advisor checklist free in two versions. The buyer reference includes good-versus-red-flag notes. The advisor sign-off version includes answer lines plus signature and date.
No. The PDF companion is designed for printing and reference. It is not a fillable AcroForm. Use the Excel workbook to enter figures and work with the formulas.
No. Illustrations depend on the assumptions entered and are teaching tools, not forecasts, guarantees, or personalized recommendations.
Build the one-page view. Keep the assumptions. Bring the questions.
Get the kit — $39 one-time Excel workbook + print-friendly PDF companion · No bank login · No subscription